There’s. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. 24% - 29. Just spend $4,500 in the first 90 days of account opening. Best for easy sign-up bonus. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. I'm very happy with this change. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. The Active Cash earns 2% cash. Citi Custom Cash Card vs. 1. And Wells Fargo no longer has a minimum rewards redemption requirement. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. 24%, or 29. Learn more: Citi® Double Cash Card. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Other cash back cards earn more back. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. Annual fee: $0 intro annual fee for the first year, then $95. Credit Cards. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. - No annual fee. These are the popular cards that most people can accessibly earn a good flat-rate cash back. The Active Cash is probably better on its own overall, especially due to the SUB. The value of a 1. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Wells Fargo Active Cash® Card. In this Citi Double Cash Card. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Also Wells Fargo has a $300 checking account bonus right now. Citi Double Cash v. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. Jump to. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. Citi Double Cash® Card. 22%. These are solid benefits for a card with no annual fee. com database is $181. See the pros and cons of each card and how to choose. It also offers a welcome bonus: a $200 cash. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. 5% cash-back cards because it doesn't require you to activate bonus. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. •. Plus, you can earn 2% cash rewards on all purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. Wells Fargo Active Cash® Card (rates and fees). It also offers a. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Wells Fargo Active Cash Card is a flat-rate cash back credit card. Costco Anywhere Visa Card vs. Rewards Rate. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Also, cash back rewards do not expire as long as your account stays open. 6 min read Sep 08, 2023. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. Chase Freedom Unlimited spending example. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. What you should expect to be given when managing a credit card. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. 2% card, and Custom Cash into a 5. The Citi Double Cash® Card is a longstanding leader among cash-back cards. TD Double Up rewards. Bank of America Unlimited Cash Card vs. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. Earn an unlimited 2% cash back on every single purchase. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. Most 2% cards don't have a SUB, while most 1. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Fidelity® Rewards Visa Signature® Card: Best. Citi Custom Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Annual fee: $0. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Welcome bonus: None. Wells Fargo Active Cash ® Credit Card. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. 24%, or 29. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Whereas with WF Active Cash you can only redeem cashback in increments of $25. 8. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. (Though paying statement balances in full. A cash advance, in particular, is an expensive way to borrow money. Citi Double Cash: 2% everything. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. 31 back. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. So that’s 2%. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The difference between Blue Cash Everyday. Wells Fargo Active Cash® Card (see rates. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the first 90 days of account opening. Will have a lot of good categories above 2% and the active cash for everything else this way. Its score was 805, just a few points below the national average for credit card issuers. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Though we value Capital One miles at around 1. 7 minute read. Once the introductory period is over, the regular APR ranges from 19. Wells Fargo Active Cash vs. (on up to $6,000 in each category per year. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. Citi Double Cash. Best for 2% Cash Back: Wells Fargo Active Cash® Card. You have the right. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. Neither. I opened the Citi Double Cash a month later, which is my new 2% flat card. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. 78% APR. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. Cash Wise Visa has 1. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. 1. Reply. Citi Double Cash. Upgrade Triple Cash Rewards basics. 24% - 29. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. Citi Double Cash. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. The winner: Blue Cash Preferred. Wells Fargo Active Cash® Card. There are no category restrictions and cash rewards don’t expire as long as your account remains open. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Citi Double Cash® Card (see rates and fees). 00 cash back per year with Citi Double Cash Card and $240. NerdWallet's . the Wells Fargo Active cash is the introductory APR offers. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. The value of a 1. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Citi Double Cash® Card. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Recommended Credit Score. 1 out of 5 rating 133 Reviews 133 Reviews. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. 6 min read Sep 08. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. Assuming that this. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. 24%, 25. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Unlike. If you're looking for a major bank that's free of scandals, it doesn't exist. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. 24% to 28. At which point, I use. Best for Cash. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. You also don’t have to jump through any hoops to get the full. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. Other 2% Cash Back Cards. ”. However, the most significant difference is in the card APRs. APR. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. I just called them yesterday to ask if the Autograph has the same $25 increment rule, and it does. Annual fee: $95. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. 24% to 29. The Wells Fargo Active Cash Card doesn’t offer travel or purchase protections like the Amazon Visa card, but it does include cellphone protection if you pay your cellphone bill with the card. 84 that could reasonably be charged to a credit card would earn $168. but I prefer my Citi double cash card, which is 2% as well. You will earn unlimited 2% cash rewards on all of the purchases that you make. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. Wells Fargo Active Cash® Card. A balance transfer fee of up to 5% of the each. Capital One Quicksilver; Chase Freedom Unlimited vs. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. Best for Choice of Bonus Categories: U. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. I will say I've had multiple Citi merchant offers not pay me out after redeeming. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. Aside from the credit card partnership, they actually do own a portion of the company. Though we value Capital One miles at around 1. Citi Double Cash® Card (see rates and fees) 2 ThankYou points on all purchases — 1 point when you purchase and another 1 point when you pay your bill. Points are worth 50% more when redeemed for. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. Using this card. $0. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. S. 2. The Wells Fargo Active Cash® Card is an exception. Other cash back cards earn more back. 01 in any bank, or you can transfer points to a few airlines / hotels. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Citi Double Cash vs Wells Fargo Active Cash. Citi Double Cash. A cash-back credit card is a rewards card that offers you cash back on your purchases. Simply pick up the phone to call Visa Signature Concierge. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. Wells Fargo Active Cash® Card. Who the. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Citi Double Cash vs. The Citi Double Cash Card is a great cash-back option with no annual fee. $0 . 74%,. 00 with Wells Fargo Active Cash Card. Rewards Rate. Wells Fargo Active Cash Card Review 2022. Citi® Double Cash Card. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. One difference is that Wells Fargo offers a shorter 0% introductory rate. You simply swipe your card and let the cash back rewards pile up. . Based on identical spending inputs, you’ll earn $201. The no-annual-fee card offers 5% cash back on purchases in a top eligible. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. 24% - 29. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. I can also say that my experience with Wells Fargo (apps, customer service, etc. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. 10% APY, while those with a. 5%). Wells Fargo Active Cash® Card;. Wells Fargo Reflect® Card. Best. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. 3 important differences between Wells Fargo Autograph vs. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. Wells Fargo Active Cash®. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. Citi Double Cash® Card. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Double Cash® Card. 77 in cash back, and the remaining $16,831. Citi® Diamond Preferred® Card vs. Wells Fargo Active Cash vs. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Was with you up until the cancellation part. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. And Wells Fargo no longer has a minimum rewards redemption requirement. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. You shouldn't be "applying" for double cash. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. For. Capital One Quicksilver Cash Rewards. Citi Double Cash Card vs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. Citi® Double Cash Card;. I hate that my Active Cash does this. 1. Cardholders Earn unlimited 2% cash rewards on purchases. 24% variable APR;. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash® Card. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. Cash back rate. You must select Apply Now on this page to take advantage of this specific offer. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Double Cash. . The Citi Double Cash and Wells. No annual fee: Capital One Quicksilver vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Reply BrutalBodyShots • Additional comment actions. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Benefits and Drawbacks. Annual Fee. Citi Double Cash. Both cards offer a $200 welcome offer bonus. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). THE POINTS GUY. Citi Double Cash Card. Costco Anywhere Visa® Card by Citi: Best for Costco. Credit. And they gave the GoRewards offers which may help you save money. I would personally make sure I'm well above that before committing to an annual fee card. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. Earn 1% to 3% cash back on purchases. The card also comes with cellphone protection of up to $600 of cell phone. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. That's not exactly what I said. Learn more about this card. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 24% or 29. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Wells Fargo Cash Wise Visa – The two cards tie. Wells Fargo Active Cash Card vs. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. 8 cents each, they can be worth much more when transferred to travel partners. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. PayPal Cashback Mastercard®. 24% or 29. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited.